Opportunity
Standalone, fixed return, capital-preserving, short-term commercial debt investments secured by first mortgages over Australian real estate. Mortgage-backed Investments operates in the lucrative and lower-risk under $10M property market to deliver opportunities to investors. This segment enables faster execution, reduced volatility and conservative LVRs supported by contingency buffers.
Strong risk-adjusted
returns
8 – 10%
PER ANNUM
Each opportunity is specific
Shorter investment
terms
6 – 24
MONTHS
Each opportunity is specific
Aligned Investment Management
CO-INVESTMENT
CONFIDENCE
The Investment Manager, Qld Capital, co-invests it’s own funds into each opportunity (a min. 10%). This investment operates as a first-loss to investors, meaning the Investment Manager’s capital is at risk before all investors.
Strong risk-adjusted returns
8 – 10%
PER ANNUM
(specifically in the sub $10M project size)
Shorter investment terms
6 – 24
MONTHS
Aligned Investment Management
CO-INVEST
CONFIDENCE
The Investment Manager, Qld Capital, co-invests it’s own funds into each opportunity (a min. 10%). This investment operates as a first-loss to investors, meaning the Investment Manager’s capital is at risk before all investors.
Why invest in commercial debt backed by real estate?
Each investment opportunity offers higher than historical stock market dividends and significantly higher than term deposit rates.
You can select to have your return on investment paid quarterly or allow your returns to compound for the duration of the investment.
Investors enjoy consistent and predictable income streams. 8 – 10% p.a. (each opportunity is specific).
Real estate debt performance is not closely correlated with stocks or bonds, adding commercial debt to an investment portfolio can be a great way to diversify and reduce overall portfolio volatility. Additionally, you may invest across more than one mortgage backed debt opportunity further diversifying your portfolio.
Every Mortgage Backed Investment is secured by a registered first mortgage over Australian property. In the event of a default, the property can be sold to recover the invested capital, mitigating losses exposure.
The commercial debt market demand is strong and growing.
With decreased involvement of traditional financiers, partly due to regulatory reforms. This has opened up significant market opportunities for non-bank lenders.
This shift has led to increased demand for commercial real estate debt, allowing investors to capitalise on this growing segment.