Market Environment
The Changing Landscape of the Commercial Debt Market
The commercial debt market in Australia has experienced significant changes due to factors such as the Hayne Royal Commission, new and increased regulation and internal policy shifts within banks and lending institutions. This has led to reduced access to funding, longer assessment timeframes, and increased uncertainty for property development projects.
These changes have created new opportunities for experienced non-banking operators to provide an alternative source of funding. The Investment Manager, Qld Capital, as a non-bank lender, enables direct investment in this expanding market via investment opportunities provided by MBI.
Commercial Debt Market Access
The commercial debt market in Australia has traditionally been dominated by banks and other lending institutions who have reduced access to funding and greatly increased assessment timeframes for the property development sector. The demand in this market is strong and growing. Mortgage Backed Investments fill this gap in the market, in partnership with its investment manager, Qld Capital.
Commercial Debt Market Demand
Demand in the commercial debt market is strong and growing.
By providing developers and brokers with practical finance options that are low on time investment and certain in outcome, non-bank lenders can often realise returns at a premium to those received by banks.